CMS/HHS final 2027 Marketplace rules: verification and lower fees
CMS finalized the 2027 ACA Health Insurance Marketplace rules that tighten eligibility verification—especially for some people enrolling through Special Enrollment Periods—and put safeguards around premium tax credit eligibility. The rule also lowers Exchange user fees, which could affect insurer pricing, but the consumer impact isn’t fully predictable. Here’s what to expect for 2027 enrollment paperwork, subsidy timing, and help if verification stalls.
