All Dental Insurance & Health Plans in Chicago

Dental insurance and health plans are designed to help individuals pay for medical and dental expenses. They are similar in that they provide financial assistance for healthcare services, but they differ in terms of the types of services they cover and the providers they work with.

Dental insurance is a type of insurance that specifically covers dental services. Typically, dental insurance plans cover preventive and basic dental services, such as cleanings, fillings, and extractions, as well as more extensive services, such as crowns, bridges, and implants. Dental insurance may have a waiting period before certain services are covered, and may have annual or lifetime limits on the amount of coverage available. Dental insurance plans typically work with a network of dentists, and may require patients to see in-network providers in order to receive maximum benefits.

Health plans, on the other hand, are designed to cover a broader range of medical services, such as hospitalization, physician services, prescription drugs, and preventative care. Health plans may cover some dental services, such as routine cleanings and x-rays, but typically do not cover more extensive dental work, such as crowns or implants. Health plans may also have different types of networks, such as HMO or PPO networks, which determine which providers are covered and how much the patient is responsible for paying out-of-pocket.